Vendor Finance - Wrap

A wrap is when you the Wrapper on – sell to the wrapper the new homeowner. It is called a wrap because their mortgage wraps around your mortgage that is why it is called a wrap.

A wrap-around mortgage is a loan transaction in which the lender assumes…

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Vendor finance vs Rent

This is similar to your rent money going nowhere (dead money) compared to Vendor Finance where you are purchasing a home and the money is going in to purchase your home.

As a homeowner, you build your equity through paying down your vendor finance payments over the…

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Why Do Vendor Finance?

Some of the banks these days require 30% Deposit for a home loan. This is a huge amount of money that some people do not have. As you the Wrapper (Vendor Financer) can ask for a lot less deposit to help the Wrappee (Home Purchaser) purchase…

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Please read this first:

There have been a lot of changes in the Vendor Finance industry in the last 5 years. You currently have to have an ACL (Australian Credit Licence) if you would like to pursue this as a full time business.

If you currently have a Cert IV…

Read more: Vendor Finance Warning


Hello Prospective Vendor Finacier,

Back in the early 2000’s when I started in Vendor Finance (VF), if you thought you were a vendor financier you were ;-) That is, there was almost no regulation of our industry.

No regulation had its good and bad points,…

Read more: Vendor Finance Legals

When it comes to selling your property, the majority of people consider only one option and that is to sell your home for a lump sum cash amount - the amount paid by the buyer is used to pay off any remaining loan on your own mortgage on the property…

Read more: Confused About House Property Wrapping?

Have you been looking for a Property investment seminar to go to?


First of all do as much research as you can before giving away your hard earned cash.

Is he or she really the real deal - or does it sound too good to be true.

What are you…

Read more: Property Seminars - Have you been looking?

Vendor financing is not a new concept in Australia. I know and most of you know that this has been in practice for more than a century. It has emerged as a reliable tool for most residents to buy property making use of funds that come from the seller.


Read more: Thoughts on Vendor Finance

An idea that doesn't always immediately spring to mind when selling your property is that instead of selling it for a lump-sum monetary settlement, why not sell it to your buyer by an agreed instalment plan? This instalment plan can be organised over a mutually agreed timeframe so that you…

Read more: Property Investing - When You Can Become A Bank