It allows the future buyer to achieve home ownership now, build equity and repair any credit issues they may have had in the past, so they can eventually move their financing to a mainstream lender.

Vendor Finance is hitting the mainstream media and is becoming a more popular way of buying and selling as banks continue to become more regulated and tighter in their lending criteria, pushing first home buyers in a direction that suits them not the individual.

If you are thinking of using Vendor Finance there are certain qualifications that are required.

Have you already got your ACL, COSL, PI Insurance

- you are ready to roll -

Mentoring is the next step with an experienced Vendor Finance Expert - check out my program I offer.

Did you have no clue as to what ACL, COSL, PI Insurance mean? 

Keep Reading please.

Are you looking at buying a house using vendor finance, make sure the person has the required credentials. You want to do your research and make sure they know what they are doing. Yes sadly there are still cut throats out there finding ways to dazzle you with the Bells n Whistles...

Whether your buying with Vendor Finance or looking for an experienced Vendor Financier to partner with to turn around a negative geared property into one that provides positive cash flow, it is important to work with someone who knows what they are doing. Make sure whomever you deal with holds all the relevant licences, memberships and insurances.

The following are required for you to do Vendor Finance

  • Australian Credit COSL Membership (Credit Obmudsmans Service)

  • PI Insurance- Professional Indemnity Insurance.

  • Australian Credit Licence


Australian Credit Licence

To get your ACL information go to

COSL Membership (Credit Obmudsmans Service) -

The Credit Ombudsman Service offers an impartial dispute resolution scheme to assist consumers to resolve complaints with participating financial services providers.

PI Insurance - Professional Indemnity Insurance


Vendor Finance Association

It was set up as a non profit organization run by industry members to promote professional, safe and fair conduct within the industry, while protecting and promoting the interests of Vendor Finance in Australia.

  • To promote and safeguard the interests of Vendor Finance

  • To provide balanced and accurate information regarding vendor financing to its members and the public

  • To abide by a code of Ethics established by the association.

  • To keep members up to date on changes and trends in the industry

  • To organise these meetings to provide networking opportunities for it’s members

 Positive Cash Flow Property Investing with Paul Zalitis